Indian Overseas Bank is hiring Specialist Officers in MMGS II & III. 127 Vacancies for IT, Audit, Risk, Credit, Engineering & Data roles. Apply online from 12 Sep to 03 Oct 2025. Check eligibility, salary, and exam pattern.
IOB Specialist Officer Recruitment 2025: Apply for 127 Vacancies in Indian Overseas Bank
Attention, banking and IT professionals! Indian Overseas Bank (IOB), a premier public sector bank, has officially released its much-anticipated Specialist Officer Recruitment 2025-26 notification. This is a golden opportunity for qualified and experienced candidates to build a secure and rewarding career in the banking sector. With 127 vacancies across various Middle Management Grade Scale II and III (MMGS II & III) posts, this IOB recruitment drive is one of the largest for specialist roles this year.
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| Odisha Government Job |
This comprehensive guide covers all essential details: vacancy breakdown, eligibility criteria, age limit, application process, selection procedure, syllabus, and crucial dates. Read on to ensure you don't miss this chance to join IOB.
IOB Recruitment 2025 Overview
The Indian Overseas Bank has announced a significant recruitment drive for Specialist Officers. The application process is entirely online, starting on September 12, 2025, and closing on October 3, 2025. The selection will be based on an Online Examination followed by a Personal Interview. With 127 openings, this recruitment covers a wide array of high-demand fields including Information Technology, Cybersecurity, Risk Management, Corporate Credit, Treasury, Civil Engineering, and cutting-edge software development roles in Java, .NET, Mobile Apps, and Data Science.
📋 Detailed Vacancy Breakdown for IOB SO 2025
The 127 vacancies are distributed across 26 different posts in two grades: Middle Management Grade Scale II (MMGS II) and Scale III (MMGS III). The reservation is as per Government of India norms.
The majority of vacancies are in the technology domain. The Manager - IT post alone has 41 vacancies, making it the largest cohort. This is closely followed by Manager (Information Security) with 13 vacancies and Manager (Treasury) with 11 vacancies. Other significant roles include Manager (Corporate Credit), Senior Manager (Risk), and various software engineering positions specializing in Mobile Apps, Automation, Java, .NET, and ML Ops. There are also niche openings for Civil Engineers, Architects, Electrical Engineers, and Printing Technologists.
For a complete post-wise and category-wise breakdown, candidates must refer to the official notification on the IOB website.
✅ IOB SO 2025 Eligibility Criteria
1. Nationality/Citizenship
You must be either:
A Citizen of India, or
A subject of Nepal/Bhutan, or
A Tibetan refugee (who came to India before 1st Jan 1962), or
A Person of Indian Origin (PIO) who has migrated from specified countries.
(Candidates from categories ii-v require an Eligibility Certificate from the Govt. of India)
2. Age Limit (as on 01.09.2025)
For MMGS II Posts: Minimum 25 years, Maximum 35 years
For MMGS III Posts: Minimum 30 years, Maximum 40 years
Age Relaxation is applicable as per govt rules:
SC/ST: 5 years
OBC (Non-Creamy Layer): 3 years
PwBD: 10 years
Ex-Servicemen: 5 years
3. Educational Qualification & Experience
Crucial Note: All qualifications must be full-time from a recognized university/institute with a minimum of 60% marks in aggregate.
Examples of Required Qualifications & Experience:
IT & Security Roles: B.E./B.Tech/MCA/M.Sc in CS/IT/Electronics/Cyber Security. 2-5 years of relevant post-qualification experience in banking/IT/security domains.
Engineering Roles: B.E./B.Tech in Civil/Architecture/Electrical/Mechanical/Automobile. 3 years of experience in the relevant field.
Software/Data Roles: B.E./B.Tech/M.Tech/MCA in relevant streams. 4-10 years of hands-on experience in technologies like Flutter, Java, .NET, RPA, Python, ML, Hadoop, etc.
Treasury & Credit Roles: Graduation + MBA(Finance)/CA/CFA/IIBF Certifications. 2-5 years of experience in treasury, dealing room, or corporate credit.
*(For the exact, detailed eligibility for each post, candidates must refer to pages 4-27 of the official advertisement.)*
📝 How to Apply for IOB Recruitment 2025?
Follow these steps to apply online for IOB Specialist Officer posts:
Visit the official website: www.iob.in
Go to the 'Careers' section.
Click on the link for "Recruitment of Specialist Officers – 2025-2026".
Click on "Register Online" and fill in the required details to generate your Registration Number and Password.
Log in with your credentials and complete the Online Application Form.
Upload Scanned Documents: Photograph, Signature, Left Thumb Impression, and a Handwritten Declaration as per the specified guidelines.
Pay the Application Fee online using Debit/Credit Card, Net Banking, or UPI.
Submit the form and take a printout of the final application for future reference.
Application Fee
The application fee is ₹175/- for SC/ST/PwBD categories (intimation charges only) and ₹1000/- for all other categories (General, OBC, EWS).
Selection Process: Exam Pattern & Interview
The selection for IOB Specialist Officer 2025 will be a two-step process:
1. Online Examination (100 Marks, 2 Hours)
The objective online test will consist of three sections: English Language (25 questions), General Awareness with a focus on Banking (25 questions), and Professional Knowledge (50 questions). The exam will have a separate time limit for each section. There will be a penalty of 0.25 marks for each wrong answer, and sectional cut-offs will apply.
2. Personal Interview
Candidates who qualify the online exam will be shortlisted for a Personal Interview. The final merit list will be prepared based on the combined scores of the online exam and the interview.
💼 Salary & Pay Scale (Emoluments)
Selected candidates will be offered an attractive salary package with dearness allowance, HRA, and other perquisites as per bank rules. The pay scale for MMGS II is approximately ₹64,820 - ₹93,960, and for MMGS III, it is approximately ₹85,920 - ₹1,05,280.
📅 Important Dates for IOB SO 2025
The crucial timeline for this recruitment is as follows: The notification was released on September 12, 2025. The online application window opens on the same day and will remain active until October 3, 2025, which is also the last date for payment of the application fee. The date for the online examination will be communicated by the bank at a later stage.
❓ Frequently Asked Questions (FAQs)
Q1: What is the last date to apply for IOB Specialist Officer Recruitment 2025?
Ans: The last date to apply online is 3rd October 2025.
Q2: How many vacancies are there in total?
Ans: There are 127 vacancies across various specialist posts.
Q3: Can final year students apply for these posts?
Ans: No. You must have completed your qualifying degree and possess the required post-qualification work experience as of 1st September 2025.
Q4: Is the IOB SO job permanent?
Ans: Yes, upon successful completion of a 2-year probation period.
Q5: Where will the job be located?
Ans: Selected candidates can be posted anywhere in India, as per the bank's requirements.
Final Call to Action
Don't let this opportunity slip away! This IOB recruitment is a perfect platform for skilled professionals in IT, Engineering, Finance, and Risk to secure a prestigious job in the public sector banking industry.
Important links
Official Notification: Click here
Apply more Odisha Govt Job: Click here
